my 1st home?? Champion court?

Haiz.. i think i must be getting old... anyway... since i blogging again... should might as well rite?

applied for this is feb... lets see what the future brings...





the brochure

the 5-room floor plan that i applied..

helping out at the store...

haha spent my leave helping out with the store cos my mom is sick..


1st day - heard of ice sculpture?? how abt rice sculpture???? cool eh! lolx

2nd day - see how long is the worm??

when it was just found...

the other worm.. this one looks like leech though hmmm...

haiz.. so jialat...

Importance of investing...

omg... i din expect i will ever do this... but after buying a life policy and looking at other ppl's blog entries... made me do this... haiz... 5am and i should be sleeping now man...

This is also to encourage my dear frens to start investing!!! haiz... and also not to buy a life insurance policy lolx... kk now for some facts... due to limitation of blogspot.. it shall be placed as a picture...

now for a $200 per mth contribution(and come on guys... just dun go chiong/take less cabs/dun buy that extra necklace/shoes/shit will give u $200 a mth le!!!)

Assumptions made: only $200 a mth, retire at the age of 50(or after 27 years of investing), stop by 75(i did this cos i hoping to die by then) and shown above is 10% annualised yield,5%,3%...

Guys this is very important.. so pls for god's sake go read abt investing!!! u see after 27yrs of keep dumping 200 bucks a mth in u only dumped 64000.. pls this is like peanuts k.. i earn abt there a year.. opps.. anyway... this means a whooping 1.3 million when u are at 75!!! even if u retire u can get a whooping 300k!! at 10% yield of cos... even the super conservative one at 3% u getting like nearly twice of wat u put in when u retire...(pls note inflation is not factored in and its abt 2-5% a year) so by investing stupidly and getting 3% yield, u get back ur money's worth when u retire. i.e. when u retire, 64k that u put in is worth whatever u invested. kk must sleep le.. got to fly tml..